frogtex just explained it right above this response. And I’ll confirm that his information is 100% fact. You told him his information in part B was not correct. It is in fact correct, hence you are not.
actually you are both wrong.
To start - the average student at TCU is getting over $22k in grants and scholarships - not loans - grants or scholarships. So $28k per year is not really much more than avg existing student and the avg GPA at TCU after completing the sophomore year is below a 3.25.
Additionally, the transfer scholarship program is $14k semester but limited to $42k - so it won't give a transfer student that full amount the entire time they are at TCU and they will also be expected to not only maintain the GPA they brought in (which is what determined the actual amount) but also apply for additional existing student funding to keep that level for their entire term if they have more than 3 semesters remaining (which they almost always will based on current transfer credit requirements).
Finally, we have existing students given academic aid based on GPA's at or below 3.25 every semester. Existing student financial aid is partially assigned by the individual schools of study and each has it's criteria - for example what gets you academic aid in the business school may not be the same as the fine arts program. Schools focus on a number of attributes of student performance beyond GPA alone to determine who they give additional academic performance aid and a number give it to students with 3.25 GPA's every semester.
Also, non-transferring student academic aid is not limited like Transfer scholarships and the amounts given to existing students is higher on average than those given to their transfer equivalents over the term of their attendance. Thus, even if the first semester of assignment is less it doesn't result in lower aid overall - ie. $10k for 6 semesters with no limit is more than $14k for up to 6 but limited to $42k like transfers.
We have many student athletes that apply for and are granted additional academic scholarships based on their academic performance every semester - student athletes are often the best performers we have in the university based on their drive for success and therefore are one of the larger groups that receive additional academic aid based on their results in the classroom.
So I guess if you want to say that it is easier to get aid because it is easier to get a higher GPA at another school - then you would be correct but existing students performing at that same level will get more money overall.
That was channeling my inner Deep and all I got.