Apparently there is a hack of the PSN going on right now with accounts being taken over and games being charged to your card on file. I have a PSN account because I was a Vue subscriber, but 20 minutes ago someone bought a few hundred dollars worth of video games with my account then locked me out by changing my ID and security settings (and I had 2FA turned on). Called my bank and I was the 10th person she spoke to about this within the last hour. So, if you have an account I suggest monitoring it closely. I'm still on hold for Sony support chat with 265 people ahead of me.