• The KillerFrogs

Has anyone seen my specialty plates?

QuilterFrawg

CDR USN (Ret)
RIP Bob Uecker
bobueckerworldseriesindians_fullsize_story1.jpg
 

Peacefrog

Degenerate
Anybody in HASMSP a Lego fan? I loved Legos as a kid and now my 8 year old has really caught on, so we had a Lego Christmas.

He got 10 sets and I got 3 of my own. We're currently building the Great Pyramid of Giza together. It's some awesome bonding time and a nice distraction.
One of the things I miss most now that my son has gotten older is assembling legos sets with him. He has a bunch of cool sets in his room and wants them gone now. I offered to move them into my room but the wife was less excited about that than one would expect.
 

Land Frog

Darn baylor!
We missed our baby’s 13th birthday a few weeks ago. HASMSP became a teenager on January 5. We’re all terrible parents. Terrible, old, parents.
Even @Ron Swanson is old. IIRC, HoustonFrog used to post about his single life and debauchery. Now we are turning into our parents, like the Progressive commercial. I measured snow with a tape measure yesterday.
 

froginmn

Full Member
Even @Ron Swanson is old. IIRC, HoustonFrog used to post about his single life and debauchery. Now we are turning into our parents, like the Progressive commercial. I measured snow with a tape measure yesterday.
I love it when people talk about their elderly parents and their "strange habits" like being hesitant to drive and see grandchildren at sporting events that end late (because they'll have to drive in the dark), talking about how busy they are, etc.

Acting like we won't all end up the EXACT same.
 

froginmn

Full Member
Since we're growing up, I'd like your thoughts on traditional versus Roth IRA. The conventional train of thought is to put money into a traditional pre-tax IRA if your tax rate is higher now than it will be in retirement.

Some public voices are now saying that since contributions AND earnings in a Roth come out tax free, Roth makes sense for most everyone regardless of income. Pre-tax IRA contributions reduce your taxable income going in but both contributions and earnings get taxed on withdrawals, so even at a lower rate you can end up paying more taxes than with a Roth.

Thinking I should put everything into Roth. Why wouldn't that make sense?
 

Frog-in-law1995

Active Member
Since we're growing up, I'd like your thoughts on traditional versus Roth IRA. The conventional train of thought is to put money into a traditional pre-tax IRA if your tax rate is higher now than it will be in retirement.

Some public voices are now saying that since contributions AND earnings in a Roth come out tax free, Roth makes sense for most everyone regardless of income. Pre-tax IRA contributions reduce your taxable income going in but both contributions and earnings get taxed on withdrawals, so even at a lower rate you can end up paying more taxes than with a Roth.

Thinking I should put everything into Roth. Why wouldn't that make sense?
We have Roths. Mostly because that’s what our money guy suggested. But also because trusting your money to Ira Roth just sounds like a wise choice. Also secretly hoping for Van Halen tix discounts.
 
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